Refinancing & Renewals
Lower payments, access equity for renovations or investments, or move lenders at renewal — all within Canadian lending rules.
What We Offer
Switch/Transfer at Renewal
Move to a better rate and terms when your current mortgage comes up for renewal.
Equity Take-Out
Access up to 80% LTV (conventional) for renovations or investments.
Blend & Extend Options
Early renewal options to secure better rates before your term ends.
Penalty Review
Analysis of 3-month interest vs IRD penalties to minimize costs.
Ready to Refinance or Renew?
Let’s explore your options and find the best solution for your financial goals.